humm partner store
Finance · Online and in store, Dublin 24
Spread the cost of your e‑bike or scooter with humm
Pay in instalments with humm. humm is available on e‑bikes, e‑scooters and electric dirt bikes at checkout on innercityscooters.com and in our Ballymount showroom. Apply online with humm, subject to status and humm's lending criteria.
- Subject to approvalLending criteria, fees and T&Cs apply
- Online and in storeCheckout or our Ballymount showroom
- Early repayment allowedNo extra fees under humm's published terms
Finance calculator
Pick an e-bike and see an example monthly payment
A selection of our electric bikes from €579 to €1,399, with an illustrative 12-month humm plan. This is not a quote or an offer of credit.
- Bike price (amount of credit)
- Interest rate (variable)
- Application fee, paid on the day
- Account keeping fee
Illustrative example only. Not a quote, an offer of credit or a guarantee of approval. Figures assume every payment is made on time and are calculated on humm's published sample rate of 4.99% variable interest, a €15 application fee and a €2 monthly account fee over 12 months. The plans, rates and fees available at Inner City Scooters may differ. Your actual repayments, rate, fees and APR are set out in your humm credit agreement, which humm shows you before you sign. Figures are rounded. Bike prices are pulled live from our store and may change.
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
How humm works
How paying with humm works
Apply with humm first. If you are approved, you can shop within your approved amount.
- 1
Apply with humm
Apply online at apply.humm.ie. humm decides whether to approve you and how much. If approved, you can use it here and at other humm retailers.
- 2
Choose your ride
Pick humm at checkout online, or tell our team in the showroom that you'd like to pay with humm.
- 3
Ride and repay
Pay in instalments from your card, as set out in your humm agreement. Early repayment is allowed with no extra fees under humm's terms.
14-day cooling-offafter you accept your humm agreement
Shopping online
Pay with humm at checkout
- Choose humm as your payment method at checkout
- Log in with your mobile number to complete the purchase
- Your order total must be within your approved limit
- Delivered across Ireland and the EU
Part-payment isn't available online. The full order must go on humm.
Shop all ridesTry it first in our Ballymount showroom
Test ride your bike or scooter, then pay with humm at the counter. Over your limit? Pay the balance by card or cash.
- Unit 19B, Fashion City, Ballymount Road Upper, D24
- Bring photo ID and your phone
- Mon to Fri 9am to 7pm, Saturday 9am to 5pm
Who can apply
humm eligibility
humm's published minimum criteria. Meeting them does not guarantee approval. All credit decisions and limits are made by humm, not Inner City Scooters.
Aged 18 or over
Irish citizen or permanent resident of Ireland
Minimum taxable income, your own only
A current debit or credit card
A good credit history
Photo ID (passport or Irish driving licence), proof of PPS number and address, proof of earnings and your last 3 months of bank statements.
Rates and fees
What affects the total you pay
The amount, the term, the interest rate, any application fee and any monthly account fee. These are humm's published ranges.
Variable, calculated daily on the balance
Paid on the day, not added to the loan
Per month, added to each instalment
If unpaid by 9am the day after it's due
humm representative example. See humm's important information for full terms.
Questions
humm FAQs
Can I use humm with Bike to Work?
No. Bike to Work is paid through your employer's salary sacrifice scheme. humm is for customers buying directly from us. Not sure which suits you? Ask our team.
When is my first payment due?
It depends on your plan and is set out in your humm agreement. humm states that on 0% APR plans the first instalment is due at purchase, and on other loan products you can choose your first payment date within one month of purchase.
Can I pay off my plan early?
humm states that early repayment is allowed with no additional fees or charges. Check your credit agreement for the exact terms.
Can I cancel?
You have a 14-day cooling-off period after accepting your humm agreement. Our normal returns policy also applies to the product.
What happens if I miss a payment?
A €9 fee applies if a payment isn't made by 9am the day after it's due. Missed payments put your account into arrears, which may affect your credit rating and your access to credit in future.
Can I pay part with humm and part by card?
Yes, in our showroom only. Online, the full order total must be paid with humm.
Can one approval cover more than one purchase?
According to humm, one approval can be used across several purchases and humm retailers, within your available amount. Check your humm account for details.
Do you offer other ways to pay in instalments?
Yes, we also accept Klarna at checkout. Pick whichever suits you best.
Talk to us
Questions about paying with humm?
Our team can help you choose a bike or scooter and explain how to pay with humm in store. We are a retailer, not a lender, and we cannot give financial advice or make credit decisions.
Important information
Please read before applying
- Credit provider. humm is a trading name of Flexifi Europe Limited, which is regulated by the Central Bank of Ireland (registered number 600124). Your credit agreement is with Flexifi Europe Limited, not with Inner City Scooters.
- We are a retailer, not a lender. Inner City Scooters offers humm as a payment option. We do not make credit decisions, set credit limits, set interest rates or fees, or provide financial advice.
- Subject to status. Credit is subject to status, humm's lending criteria, affordability assessment, fees and terms and conditions. Approval is not guaranteed, and the amount humm approves can vary.
- Plans vary. Available plans, terms, interest rates and fees vary by retailer and purchase, and can change at any time. The terms in your own humm credit agreement and pre-contract information are the ones that apply.
- Calculator is illustrative. The calculator on this page is a guide only. It is not a quote, an offer of credit or a guarantee of the monthly amount you will pay. It uses humm's published sample rates, which may not match the plans available at Inner City Scooters.
- Can you afford it? humm is a form of credit. Only borrow what you can comfortably repay, and think about your other commitments before you apply.
- Late payments. humm publishes a €9 dishonour fee for each late payment. Missed payments may lead to arrears, further charges and damage to your credit rating.
- Cooling-off and returns. humm states you have a 14-day cooling-off period after accepting your credit agreement. Returns of the product itself are covered by our own returns policy and your statutory rights.
- Part-payment. Part-payment with humm is available in store only. Online orders must be paid in full with humm.
- Bike to Work. Bike to Work purchases are paid through your employer, so humm cannot be used for them.
- Prices and availability. Product prices and availability can change. Information on this page is general and based on humm's published information at the time of writing.
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Full humm terms, the SECCI and product profile are available on humm's important information page. Information last reviewed October 2026.
